Subphonic Transact
Take payments securely — without the compliance headache.
Transact helps you meet PCI DSS standards when handling card payments over the phone or digital voice channels — keeping your agents out of scope and your customers protected.
Real-time feedback
When taking a payment, what matters most is that it goes through smoothly. If a customer gets stuck, confused, or needs support, Transact provides real-time feedback to the operator — across all channels — so you stay in control and the customer stays confident.
Sub-second operation
Transact works instantly — with sub-second responsiveness — so your payment flow is fast, smooth, and uninterrupted.
Keep your payment flows
Transact acts as a secure proxy — your PSP, your merchant IDs, your existing flows. Nothing changes except the card data never reaches your environment.
Desktop & mobile ready
Whether your customer is at work on a desktop, remote, or on the move — Transact works seamlessly across desktop and mobile environments.
Built-in encryption and security
Security isn't an add-on — it's the foundation. Every transaction is protected with enterprise-grade encryption, certified compliance, and robust access controls.
256-bit AES encryption
Every transaction is encrypted at rest and in transit with 256-bit AES — the same standard used by banks and governments.
Advanced security standards
Transact is certified under PCI DSS 4.0, ISO 27001, and BS 10008 — helping you stay compliant, auditable, and protected.
De-scope your environment
Card data never touches your agents, desktops, or network. Transact keeps your entire telephony environment out of PCI DSS scope — reducing audit burden and cost.
Secure payments on every channel
Transact fits into your existing stack — whether you're taking payments over the phone, via chat, or through self-service IVRs. Deploy it your way, and keep card data out of your environment.
Flexible deployment
Use our APIs, embed into your CRM, or deploy Transact as a standalone module — no rip-and-replace needed.
Reduce PCI DSS scope
Keep sensitive card data out of your systems. Transact helps lower audit burden and cost by keeping agents and platforms out of scope.
Omnichannel support
Transact supports payments via voice IVRs, live agents, and digital channels like chat and SMS — all secured and compliant.
Ready to simplify secure payments?
Get in touch and we'll show you how Transact can take the compliance headache out of phone payments.